GOLD$4,356.40 1.50%SILVER$64.85 1.97%
BTC Bullions emblemBTC BULLIONSGold · Silver · Bitcoin
2026 guide

How to buy gold & silver with Bitcoin and crypto

Turning crypto into real, physical metal takes about five minutes. Browse, pick your coin or bar, pay from your own wallet, and we ship it insured and discreet — no bank, no brokerage, no KYC under $50,000.

Shop bullion
Written & reviewed by the BTC Bullions desk · Updated July 2026
50+ cryptos acceptedInsured & discreet shippingAuthenticity guaranteedBuyback program
First, the basics

What is bullion — and why buy it with crypto?

Bullion is physical gold or silver valued by its metal content and purity rather than collectible rarity. It comes in two shapes: coins, struck by government and private mints (Britannia, Maple Leaf, Krugerrand, Philharmonic), and bars, from one gram up to a kilo. Everything we sell is certified at 99.9% purity or finer, from names the market trusts.

Gold and silver are the original self-custodied assets. A bar in your hand can't be frozen, can't be inflated away, and doesn't depend on any exchange staying solvent. Buying that metal with crypto makes the whole thing faster and more private: it's quick (no three-day bank wire), private (no KYC under $50,000), borderless (ship to 150+ countries), and it rebalances a volatile crypto position into a hard asset cleanly — crypto in, metal out, in one transaction.

Why buy

Why buy physical gold and silver

Metal earns no yield and makes no promises — that's the point. It sits outside the financial system as insurance you can hold. Here's the case buyers make for owning some.

A hedge against inflation and currency debasement

Governments can print more currency; no one can print more gold. Over decades, hard metal has held its purchasing power while paper money has steadily lost it. Bullion isn't tied to any central bank's balance sheet — it's the original inflation hedge.

A genuine safe-haven asset

Gold has a low, often negative correlation to equities precisely when it matters — during market stress. It won't pay a dividend, but it has repeatedly held value in the crises when almost everything else fell.

Real diversification for a crypto-heavy portfolio

Many advisors suggest a 5–15% allocation to precious metals. Because physical metal behaves differently from both stocks and Bitcoin, it can smooth the ride — taking gains from a volatile asset and parking them in a tangible one.

You own the asset, not a claim on it

A gold ETF or “paper gold” is a promise from an institution. Physical bullion in your hands has no counterparty — nothing to freeze, dilute, or default on. It's the same self-custody principle that drew you to crypto, applied to metal.

Central banks are buying at record pace

The official sector has bought more than 1,000 tonnes of gold in three separate recent years and added hundreds more since. When the institutions that issue currency are accumulating gold, private buyers tend to take note.

Silver's rare dual demand

Silver is both a monetary metal and an industrial one — essential to solar panels, EVs and electronics — and the market has run a supply deficit for several years running. That gives it a different demand profile from gold.

And why pay with crypto specifically?

It's fast. On-chain payment settles in minutes, not the one-to-three business days an international bank wire can take — so you lock a price and move.

It's 24/7 and borderless. No banking hours, no holidays, no country restrictions. Pay from anywhere, any time, straight from your wallet.

It rebalances your gains. Take profit from a volatile crypto position and move it into a tangible, historically steadier asset — in a single transaction.

No bank in the middle. You don't need to route the purchase through a bank account. It's your wallet to our address, and the metal is yours.

General information, not financial advice. The value of gold and silver can go down as well as up.

How to buy, step by step

01

Browse the catalogue

Filter gold and silver by metal, format, weight and mint. Every listing shows the live price, premium over spot, purity and mint up front.

02

Choose your coin or bar

New? A 1 oz silver coin is the easiest entry. Buying for value density? Larger gold bars carry the lowest premium per ounce.

03

Pay from your wallet

Select your coin at checkout — BTC, ETH, a stablecoin or 50+ others. Your price locks for ~15–20 min while payment confirms. We never hold your funds.

04

Get your confirmation

The moment payment is verified on-chain you get an email confirmation, and can track everything in your account dashboard.

05

Insured, discreet delivery

Plain, unmarked, tamper-evident packaging, fully insured and tracked with signature on delivery, to 150+ countries.

Cryptocurrencies we accept

Pay with 50+ cryptocurrencies — live rates locked at checkout.

Most popular
BitcoinBitcoinbtc
EthereumEthereumeth
MoneroMoneroxmr
LitecoinLitecoinltc
SolanaSolanasol
StablecoinsPrice-stable — what you send is what you pay
TetherTetherusdt
USD CoinUSD Coinusdc
DaiDaidai
More coins accepted
BNBBNBbnb
XRPXRPxrp
DogecoinDogecoindoge
Bitcoin CashBitcoin Cashbch
TRONTRONtrx
CardanoCardanoada

…and 40+ more available at checkout.

Choosing what to buy

Coins vs bars, gold vs silver

Coins / Bars
Coins
Bars
Premium over spot
Slightly higher — you pay for the minting and the brand
Lowest per ounce, especially at larger weights
Best for
Recognition, resale and gifting
Accumulating the most metal per pound spent
Liquidity
Instantly recognised worldwide; effortless to resell
Strong when the refiner is well known (PAMP, Valcambi)
Divisibility
Sell one coin at a time as you need cash
Sold whole — or choose small gram bars / CombiBars
Legal-tender status
Government coins are legal tender — tax-advantaged in some countries
Bars are not legal tender
Gold vs silver
Gold
Silver
Entry price
Higher per ounce
Affordable per ounce — “poor man's gold”
Volatility
Lower, steadier
Higher — bigger swings both ways
Premium over spot
Lower percentage
Higher percentage (fixed costs, low unit value)
Storage footprint
Dense — large value in a small space
Bulky — far more space per pound of value
Main demand
Monetary & investment
~60% industrial (solar, EVs, electronics)
VAT / sales tax
Investment gold is widely VAT-exempt
Silver is usually taxed (varies by country)
Live gold-silver ratio~67 : 1$4,356/oz gold vs $64.85/oz silverThe number of silver ounces it takes to buy one ounce of gold — a gauge many stackers watch.
Why it's safe

Your crypto, your keys, your gold

Self-custody first. You pay directly from your own wallet. We never hold your balance and your private keys never leave your hands.

No KYC under $50,000. Order without uploading ID or handing over your financial life. Privacy is the default, not a premium tier.

Certified, real metal. Investment-grade bullion at 99.9%+ purity from PAMP, Perth Mint, Heraeus, Metalor and Umicore.

A real, established company. Operated by Ethical Gold Ltd, UK-registered (no. 14251139), trading since 2018, backed by a buyback guarantee.

Transparency

Premiums over spot, explained

The spot price is what raw gold or silver trades for on global markets. The premium is the bit on top — and every dealer charges one, because raw metal doesn't mint, assay, insure and ship itself. Your premium covers minting and refining, authentication and certification, insurance and secure logistics, and a fair dealer margin.

Silver's premium looks bigger in percentage terms because it costs about the same to mint, box, insure and ship a 1 oz silver coin as a gold one — but those fixed costs are a far larger slice of silver's lower value. That's normal across every dealer. We publish the premium on every product page next to the live price — what you see is what you pay, with no hidden fees at checkout. Buy larger weights to bring your premium-per-ounce down.

Know what you own

Purity, weight and the standards that matter

Fineness & purity

Purity is measured as parts per thousand. .999 (“three nines”) is 99.9% pure; .9999 (“four nines”) is 99.99%. Gold coins range from 22-carat (.9167 — Krugerrand, Sovereign) to 24-carat (.9999 — Britannia, Maple Leaf, Philharmonic). Everything we list is 99.9% or finer.

The troy ounce

Bullion is weighed in troy ounces, not kitchen ounces. One troy ounce is 31.1035 g — about 10% heavier than the standard ounce. Bars also come by the gram: 1 g, 5 g, 10 g, 50 g, 100 g, 250 g, 500 g and 1 kg.

LBMA Good Delivery

The London Bullion Market Association sets the wholesale benchmark for bar quality and responsible sourcing. Metal from an LBMA-accredited refiner is the standard institutions trust — and it protects your resale liquidity.

Assay & authentication

Bars ship sealed in tamper-evident assay cards showing weight, purity and a unique serial number. PAMP's Veriscan technology lets you confirm a bar's microscopic surface “fingerprint” against the mint's database.

Mints & refiners you'll see in our catalogue

PAMP SuisseSwiss LBMA refiner, famed for Veriscan anti-counterfeit scanning
ValcambiOne of the world's largest refiners; inventor of the divisible CombiBar
MetalorFounded 1852 — among the oldest continuously operating refiners
HeraeusMajor German precious-metals group with global reach
UmicoreBelgian materials group and leading precious-metals recycler
Perth MintAustralian government mint carrying a rare state guarantee
The Royal MintOfficial UK mint — Britannia and Sovereign, legal tender & CGT-free
Royal Canadian MintGuarantees .9999 fine gold on the Maple Leaf
US MintAmerican Eagle series — the most globally traded coins
Austrian MintStrikes the Philharmonic, Europe's best-selling gold coin
Speak the language

Bullion terms, explained

Spot price
The live global wholesale price of one troy ounce of metal, before any dealer premium.
Premium
The amount charged above spot to cover minting, refining, authentication, insurance and margin.
Troy ounce
The unit bullion is weighed in — 31.1035 g, about 10% heavier than a kitchen ounce.
Fineness
Purity as parts per thousand: .999 is “three nines” (99.9%), .9999 is “four nines” (99.99%).
Bullion
Metal valued by its weight and purity rather than rarity — coins, bars and rounds.
Numismatic
A coin valued for rarity, condition and history above its metal content — the opposite of bullion.
LBMA Good Delivery
The London benchmark spec for wholesale bars; metal from accredited refiners is the trust standard.
Assay
A verified test confirming a piece's exact metal content and purity, usually shown on a sealed card.
Allocated storage
Specific serial-numbered bars/coins held legally in your name, not pooled with others.
Buyback
A dealer commitment to repurchase your metal, giving you a defined exit — we can pay in crypto.
Bid/ask spread
The gap between the buy and sell price — your real round-trip cost of holding metal.
CombiBar
A Valcambi bar scored into 1 g pieces you can snap off — bar economics with coin-like divisibility.
Wherever you are

Tax on buying gold & silver with crypto, by country

Two patterns hold almost everywhere: investment-grade gold is usually free of VAT or sales tax while silver usually isn't, and spending crypto is usually a taxable event in its own right. Beyond that the details differ by country — here's the shape of it across the markets we ship to most.

Country / region
VAT / sales tax
Capital gains on the metal
United States
No federal tax; ~40+ states exempt bullion (some set thresholds)
“Collectibles” — long-term gains capped at 28%
European Union
Investment gold VAT-free; silver taxed (17–27%)
Varies by country — e.g. Germany tax-free after 1 year
United Kingdom
Gold VAT-free; silver 20% VAT
Britannias & Sovereigns CGT-free; bars taxable
Switzerland
Gold VAT-free; silver 8.1% VAT
Private capital gains generally tax-free
Singapore
Investment metals (IPM) GST-free
No capital gains tax
Australia
Investment-grade bullion GST-free
CGT on sale; 50% discount after 12 months
Canada
Refined gold & silver GST/HST-free
Half the gain is taxable
UAE
Investment metals 0% VAT
No personal capital gains tax
One rule that travelsIn most countries — the US, UK, the EU, Australia and Canada — using crypto to pay, even for gold, counts as disposing of that crypto: any gain since you bought it can be taxable, separate from the metal. A few places (Singapore, the UAE, and Switzerland for private individuals) don't tax personal capital gains at all. Either way, keep a record of your crypto's cost basis.
This is general information, not tax or financial advice. Tax on bullion and crypto varies by country — and, in the US, by state — depends on your residency and circumstances, and changes often. Verify the current rules with your local tax authority or a qualified adviser before you buy or sell.
After it arrives

Storing and protecting your metal

Home vs vault

At home is private and instantly accessible — keep it in a quality safe, and check whether your home insurance covers precious metals, since many policies cap the payout low and need a rider.

Allocated vault storage holds specific, serial-numbered bars and coins in your name — fully insured, audited, and ring-fenced from the vault's own creditors. Many holders keep a little at home and the bulk in a vault.

Verify on arrival

  • Inspect the tamper-evident seal and match the serial number on the assay card.
  • Weigh the piece on an accurate scale; check dimensions against the mint's spec.
  • For PAMP bars, confirm the surface fingerprint with the Veriscan app.
  • Every order is fully insured until it's safely in your hands.

Shipping & delivery

  • Plain, unmarked, tamper-evident packaging.
  • Fully insured end-to-end; free replacement or refund if lost/damaged.
  • Tracked and signed-for; worldwide to 150+ countries.
  • EU delivery typically 3–5 business days.

Buyback

Your purchase isn't a one-way door. Every product is covered by our buyback guarantee, and we can pay you in Bitcoin or crypto straight to your wallet. See how buyback works →

Frequently asked questions

Do I need to verify my identity (KYC) to buy?

+

No. Orders under $50,000 require no KYC — no ID upload, no verification queue. On orders above $50,000, light verification may be required to stay compliant.

Which cryptocurrencies can I pay with?

+

Over 50, including Bitcoin, Ethereum, USDT, USDC, DAI, Monero, Litecoin, BNB, Solana, XRP, Dogecoin, Bitcoin Cash and TRON. Live rates are locked at checkout.

Should I pay with Bitcoin or a stablecoin?

+

Bitcoin exposes you to price movement during the short confirmation window; a stablecoin such as USDT or USDC removes that volatility entirely. If you want zero price risk between checkout and confirmation, pay with a stablecoin.

Can I pay from a cold or hardware wallet (Ledger, Trezor)?

+

Yes. A valid signed transaction works the same from any wallet. Just allow a little extra time to connect and sign on your device, since your price is locked for a limited window.

How is my price locked if crypto is volatile?

+

At checkout we lock your price and hold it for a short window (typically 15–20 minutes) while your payment confirms. Prefer zero volatility? Pay with a stablecoin.

What happens if my payment confirms late or the network is congested?

+

If payment doesn't arrive within the locked window the quote simply expires and you start a new order at the current rate — you're never charged the wrong price. Paying a normal network fee (not the lowest) helps you confirm in time.

Is there a minimum or maximum order?

+

There's a modest minimum order value and generous limits above that. You can buy a single gram bar or build a substantial position — and orders under $50,000 stay KYC-free.

What premium over spot will I pay?

+

Every product shows its premium next to the live price. Larger gold bars carry the lowest premium per ounce; silver and small fractional coins carry a higher percentage because fixed minting and shipping costs are a bigger slice of a lower unit value.

Is the gold and silver real and certified?

+

Yes — investment-grade bullion at 99.9% purity or finer, from recognized mints and refiners like PAMP, Perth Mint, Heraeus, Metalor and Umicore.

How do I verify authenticity when it arrives?

+

Check the tamper-evident assay card and serial number, and weigh the piece on an accurate scale. For PAMP bars you can confirm the unique surface fingerprint with the Veriscan app. Every order is insured right up until it's in your hands.

Do you hold my crypto or private keys?

+

Never. You pay directly from your own wallet to an address shown at checkout. We are not a custodian — your keys and balance stay with you.

Should I store my metal at home or in a vault?

+

Both work. Home storage is private and immediate — use a quality safe and check whether your home insurance covers precious metals, as many policies cap it low. A third-party allocated vault adds audited security and insurance, with specific bars held legally in your name.

Do I pay tax when I buy gold or silver with crypto?

+

In most countries — including the US, UK and across the EU, Australia and Canada — spending crypto is treated as a disposal of that crypto, so any gain since you acquired it may be taxable, separate from the metal itself. A few places, such as Singapore, the UAE and Switzerland for private individuals, don't tax personal capital gains at all. Rules vary by country — this is general information, not tax advice, so check your local tax authority.

Is buying gold or silver ever tax-free?

+

It depends where you are. Investment-grade gold is VAT or GST-exempt across the EU, UK, Switzerland, Singapore, Australia and Canada, while silver is usually taxed. On capital gains, Germany is tax-free after a year, Singapore and the UAE have no capital gains tax, and UK legal-tender coins (Britannia, Sovereign) are CGT-free — but the US, Australia and Canada do tax gains on the metal. Always check your local rules.

Do I pay VAT or sales tax on silver?

+

Usually, yes. Investment-grade gold is VAT-exempt across the EU, UK and Switzerland, but silver typically isn't — expect standard VAT (often 17–27% in the EU, 20% in the UK, 8.1% in Switzerland). The US has no federal sales tax, and roughly 40+ states exempt bullion while others tax it. Paying in crypto doesn't change the treatment, and the price you see already reflects it.

How discreet is the packaging?

+

Completely. Plain, unmarked, tamper-evident boxes with zero branding. Every shipment is insured, tracked and requires a signature on delivery.

Which countries do you ship to?

+

150+ countries. EU orders typically arrive in 3–5 business days after dispatch; express options are available at checkout.

What if my package is lost or damaged?

+

Every order is fully insured. If anything is lost or damaged in transit, we send a free replacement or issue a full refund — your choice.

Can I sell my bullion back for crypto?

+

Yes. Every product is covered by our buyback guarantee, and we can pay you in Bitcoin or crypto. See our Sell Gold for Bitcoin page.

Should I buy coins or bars?

+

Bars carry the lowest premium per ounce — best for accumulation. Coins cost a little more but offer the strongest resale recognition, and UK Britannias and Sovereigns are CGT-free. Many buyers hold both.